Few people know about the free government program known as the Home Affordable Refinance Plan (HARP) that could help millions of Americans. By refinancing your home at a lower interest rate, you could save as much as $2,292 a year.
A Middle-Class Stimulus
But the time to act is now, as the clock is ticking. HARP is scheduled to end this year, so the federal government is making one final push to help as many homeowners as possible.
Once you’re accepted in the program, you’re in, but you have to apply now. Congress could end the program at any time, and you don’t want to be out in the cold.
Find out if you’re one of the lucky homeowners who qualify for HARP here.
It doesn’t cost anything to see if you meet the requirements, but you could wind up getting a lower interest rate and taking money out of your house, too!
Best of all, the qualifications have been relaxed, so even if you’ve been rejected for HARP before, you may be welcome now.
Making Homeowners Happy and Bankers Sad
If your mortgage is less than $625,000, there’s a good chance you could qualify for HARP. Why is the government giving middle class homeowners free money?
They want banks to cut your rates to stimulate the economy, as you’ll have more money to spend on other things, such as cars, restaurants, and vacations.
But your bank doesn’t want you to do this because:
- The free government program makes it easier to get a lower mortgage rate.
- You could easily take your business to another bank, who will charge you less.
How Do I Begin?
It costs nothing but your time to see if you can save thousands of dollars, and there is absolutely no obligation.
You could try to visit hundreds of banks, mortgage brokers and other lenders, and fill out lengthy paperwork again and again to compare quotes from each of them.
Or you could visit AmeriVALUE, and spend five minutes filling out a simple form.
In its 11th years of business, AmeriVALUE has developed strong business relationships with lenders from coast to coast; allow them to help you make quick and easy comparisons at absolutely no cost to you. It’s a no-brainer…
but don’t tell your bank!